| The district, as a Missouri public entity, is covered under the Sovereign Immunity State Statues. The Safety & Environmental Services department works diligently to establish proactive risk management strategies that will minimize exposure to the district. One type of risk transfer that the district utilizes is insurance. The district purchases commercial insurance annually as a member of the Missouri United School Insurance Council (MUSIC). Coverages include but not limited to: workers’ compensation, property, auto and liability insurance. In 2017, the Supervisor of Safety & Environmental Services was awarded the Dr. Gary VanMeter Achievement Award for Risk Management Excellence.
Student Insurance Information:
The District takes appropriate measures to ensure the safety of all students, unfortunately accidents sometimes occurs. The District does not directly sell or offer accident, health, or dental insurance to students. However, the District has selected HSR, Health Special Risk, Inc. to offer student insurance programs. Various plans and options are offered through the company. Information regarding the coverage is listed below. The company maintains a separate website to allow for online enrollment. To enroll in the student insurance program, please call 866.409.5733. The website is www.K12StudentInsurance.com.
Certificate of Insurance (COI)
When it is necessary for an outside vendor to provide services on district property or district property is being used by an outside group, a COI must be provided in advance. A COI is a statement of liability coverage for any activity or service that may cause, whether directly or indirectly, an injury, illness, or damage to property in connection with the outside group or a vendor or their services. This may include for example utilizing district electrical or mechanical infrastructure or trainings and demonstrations that could ultimately cause injury or damage. Please see below the minimum requirements to be met if a COI is requested from a vendor or outside user group. You may find a complete list of the COIs already on file with the district by following the link posted below. The link includes name, insurance agent, or agency, policy dates, where the hard copy is located, and any additional information that is relevant to that vendor. Please contact Safety & Environmental Services with any questions or for additional information concerning COIs.
As safety and security is paramount to the creating and maintaining learning environments, it is a district requirement that all vendors who may come in contact with students provide proof of adequate background checks on any staff that may enter district property. Purchasing services will determine the type of background check for each vendor. Vendors must be approved by purchasing before services are rendered.